When was the last time you hit share on a reel or TikTok? Don’t answer, it’s become second nature. You see something funny, you share. Something that feels like you or your friend, you share.
Scroll, react, share, move on.
That’s free marketing.
So the real question isn’t when, it’s why the share button isn’t paying you back yet. The share button is a system for a side hustle
At this point, sharing is reflex. And that same habit you use every day can actually make you money. Because behind this digital habit is a simple idea: refer and earn with BluNest. And it’s backed by one of Africa’s finance giants, Stanbic IBTC. If you already have an investment account with us, “your head is there”.
You already got the investing memo.
Yes, people are putting their money into mutual funds, and treasury bills instead of just saving and hoping for the best.
So if you already invest in mutual funds or money market funds on Stanbic IBTC BluNest, you’re already ahead. But while your money grows, you can also earn more just by sharing your referral link.
How it works
Once you have a Stanbic IBTC BluNest account and you’re already investing, BluNest rewards you for bringing other people into the same financial habit.
Every person who signs up through your referral link and starts investing triggers your earnings.
They can start investing with as little as ₦5,000. You earn loyalty points. And you can even reinvest those loyalty points to grow your money further.
How to get started
- Create your Stanbic IBTC BluNest account (or log in if you already have one.
- Set up your investment account.
- Head to Quick Actions → View My Referral Rewards.
- Copy your referral link and share it.
- When your people sign up and start investing, you earn loyalty points.
So what are you really earning?
Every successful referral turns into loyalty points you can use or reinvest. So if people already listen to your recommendations, you’re sitting on value you haven’t really tapped into yet.
Also, year to date performance as of 22 May 2026: Equity Fund 51.82%, Ethical Fund 62.47%; Money Market Fund effective yield 15.41%. (Past performance does not guarantee future returns)
Where it gets interesting
Most people hear “loyalty points” and think small. But BluNest loyalty points accumulate over time. That’s passive income with no extra capital or new skills required, just a share button you already use, now working for you.
You’re not doing anything extra. You’re simply turning something you already do every day into something that pays your bills.
Want to learn more about the BluNest refer and earn programme? Go here.
